How Much For An 18 Years Old Car Insurance?
I will be turning 18 in august, and i was just wondering how much my car insurance will be. I have to wait till august to get my license, My GPA is about 3.50gpa, I’m planning on buying a used scion tc. Can someone give me a estimate how much i have to pay for 6 month insurance?
January 15th, 2010 at 9:17 am
My son recently became 18 yrs old and bought a 2006 Honda Civic.
He shopped around for liability insurance. and the lowest quote he got was $80/month. In California.
So it all depends on age, area, kind of car, and driving record.
good luck
January 15th, 2010 at 9:17 am
Can’t be estimated I’m afraid – the premium isn’t just based on your age and car, there are a lot of risking factors for an insurance policy.
Some are:
Car type
Car modifications
Kept Postcode
Garaging
Estimated annual mileage
Driving history
Driving convictions
Driving accident history
Marital Status
Number of children (you are more likely to be a safer driver if you may have children in the car)
Occupation (if you drove lorries for example, you are a higher risk due to tiredness when driving, however something like customer services is a low risk)
Age and driving history/convictions of named drivers (they can actually make your premium cheaper!)
The optional excess amount (the higher the excess, the lower the premium – but remember, you will need to pay this in the event of a claim so don’t make it more than you can afford!)
As for a 6 month policy, most insurers provide 12 month policies so cancelling it after 6 months may incur a cancellation fee. You may be better to go with a broker if you only want a short term policy.
Why not do a couple of online quotes? They’re free obviously, and you don’t have to take them up. You might find that the sites may tell you to call for a quote, but this doesn’t mean that it’s an automatic decline, it may be down to your age v the car you’re choosing. They may want to ensure you are a suitable risk before they confirm a quote to you.