1 Month Car Insurance Is A Winner

If you want to go on holiday or borrow someone’s car for a month, you will need insurance. Instead of paying for a full-year policy, consider 1 month car insurance as it could save you a lot of money.
Annual car insurance is great – you just have to pay it or set up a direct debit and you can forget about your policy for another year. However, there are drawbacks to long-term commitments like this. If you’re going on holiday and want to share the driving with someone else, it would hardly be cost-effective to put them on your insurance policy for the next year. However, allowing someone else to drive your car is not only risky but also illegal. If they damage your vehicle or another car in any way, the cost will not be covered by insurance and you will have to pay out of pocket.
It is situations like these where 1 month car insurance can be useful. The name is quite self-explanatory – it insures you to drive a vehicle for one month from the start date of the policy. It is also useful for people who are collecting a new car from a dealership or if you need to use someone else’s car in an emergency. With 1 month car insurance, all you need to do is call up the insurance provider, pay for the policy then you can print out the paper work and go. It is effective immediately so you can begin the cover whenever you want.
The insurance market is very competitive and has changed rapidly over the last few years to adapt to the different needs of the British motorist. Having a valid car insurance policy is still a legal requirement in the UK but more and more niche products such as short term insurance are entering the market to cater for drivers’ requirements.
With 1 month car insurance, drivers can choose whether they want third party or fully comprehensive cover. You also have the freedom to choose how long the policy lasts for – many companies offer cover for one month but with short term car insurance it is possible to find policies ranging from one day’s cover up to six months.